Confirmo unveils stablecoin-based subscription billing platform for enterprises
Confirmo has rolled out Subscribe, a new recurring payment platform that allows enterprises to accept and automate subscription payments in stablecoins across both self-custody wallets and centralized exchanges. The solution is designed for large-scale billing operations and aims to make stablecoin subscriptions as seamless as card-based payments, but with lower costs and broader global reach.
Subscribe plugs directly into existing payment flows for companies such as SaaS vendors, digital platforms, trading and investment services, and any business that relies on recurring revenue. Instead of building their own crypto billing stack, enterprises can use Confirmo’s infrastructure to add stablecoin subscriptions as an extra payment rail.
The launch comes against the backdrop of a rapidly growing subscription economy, which is projected to exceed 1.2 trillion dollars globally by 2030. At the same time, an estimated 700 million people – roughly 8.5% of the world’s population – now hold digital assets, creating a sizable audience that is comfortable paying with crypto but often lacks practical options for recurring usage.
Stablecoin rails on Solana and Polygon
Under the hood, Subscribe runs on the Solana and Polygon blockchains, prioritizing low fees and high-speed settlement. At launch, the platform supports USDC issued by Circle and USDG issued by Paxos, two U.S. dollar-pegged stablecoins widely used in trading and payments.
Paxos also acts as Confirmo’s infrastructure partner in the United States, collaborating on compliance-ready stablecoin rails and market access. This partnership is meant to give enterprises confidence that recurring payments in digital dollars can be handled within a regulated framework, especially for U.S.-facing operations.
Wallets and exchanges under one roof
Many crypto payment tools focus solely on self-custody wallets, which limits adoption among users who primarily keep assets on exchanges. Subscribe intentionally goes further. It accepts funds from both non-custodial wallets and exchange accounts, removing a major barrier for customers who do not want to move funds just to pay a subscription.
WalletConnect integration is a core component of the product. Through this standard, Subscribe can link to more than 700 supported wallets, providing broad coverage for users across desktop and mobile. This means a customer can approve a subscription directly from their preferred wallet interface and then let the system handle ongoing charges automatically.
Once a subscriber gives consent, the platform initiates “pull” payments: on each billing date, the system draws the required amount of stablecoins from the approved wallet or exchange balance. Every transaction-both completed and scheduled-is logged from the start, giving merchants a clean, auditable record of their recurring revenue.
Unified dashboard for stablecoin payments
For companies already using Confirmo’s other stablecoin payment products, Subscribe slots into the same dashboard and reporting environment. Finance and operations teams can monitor one-off payments and recurring subscriptions side by side, without juggling a standalone interface for subscriptions.
This consolidated view is especially important at scale, where manual reconciliation of card payments, wire transfers, and crypto receipts can quickly become unmanageable. By aggregating stablecoin inflows and subscription lifecycle data in a single place, Confirmo aims to reduce operational friction and accounting complexity.
Pricing in dollars, settling in stablecoins
To keep revenue predictable, subscription plans are denominated in U.S. dollars, even though settlement happens in stablecoins. This eliminates exposure to the price swings associated with other cryptocurrencies and helps finance teams forecast cash flows in fiat terms.
Stablecoin settlement can also reduce cross-border payment friction. Instead of navigating multiple correspondent banks and foreign exchange spreads, a merchant can receive digital dollars directly. Confirmo emphasizes that this model can cut cross-border costs, limit hidden fees for end-users, and shorten settlement times compared to legacy rails.
Tackling failed payments and involuntary churn
In traditional subscription models, card declines, expired cards, and bank routing issues generate failed payments that often result in unintended cancellations. Customers lose access to services not because they chose to stop paying, but because the payment method failed in the background.
Wallet-based pull payments address part of this problem. Once a user authorizes the recurring debit from a stablecoin balance, the need to constantly refresh card data disappears. As long as funds are available in the wallet or exchange account, the subscription continues without friction. This can reduce involuntary churn and stabilise recurring revenue metrics like monthly recurring revenue (MRR) and customer lifetime value (LTV).
Designed with enterprise feedback
According to Confirmo Group CEO Anna Kratky Strebl, Subscribe was closely shaped by input from existing business clients. The platform was engineered specifically for merchants that depend on recurring revenue and require a high level of transparency, cost control, and integration flexibility.
She noted that the system is meant to give merchants a more efficient way to operate subscription and recurring billing models while allowing customers worldwide to pay using the wallets and accounts they already rely on. Strebl also underscored that Confirmo views stablecoins as a foundational piece of future financial infrastructure and intends to keep evolving its products as digital payment models become mainstream.
FTMO as design and launch partner
The proprietary trading firm FTMO played a hands-on role in developing Subscribe, acting as a design partner throughout the product build. Testing the platform against the operational reality of an active merchant allowed Confirmo to refine the system before releasing it broadly.
Milan Flosman, Head of Finance Operations at FTMO, highlighted that Subscribe makes it possible for FTMO to run automated, recurring stablecoin billing without having to develop an in-house payments engine. He explained that Confirmo already understood FTMO’s internal setup from their prior collaboration, which allowed the platform to be built for seamless integration with the firm’s existing workflows.
Flosman described the shift not merely as adding another payment option but as preparing to introduce an entirely new subscription model for FTMO’s customers, where stablecoin billing becomes a core payment rail rather than an experimental add-on.
Stablecoins move from trading to everyday payments
The Subscribe launch reflects a broader trend: stablecoins are increasingly used for commercial payments and business operations, not just for cryptocurrency trading or speculative activity.
A recent benchmark study on global cross-border flows found that stablecoin payments priced below interbank foreign exchange rates throughout the second quarter of 2026. The analysis covered 260 payment corridors across 108 countries and drew on nearly three million individual exchange rate observations. It concluded that while provider choice remains the biggest driver of overall costs, stablecoin-based transfers consistently delivered more predictable pricing than many traditional alternatives.
The same research indicated that real-world stablecoin transaction volumes roughly doubled in 2025, reaching around 400 billion dollars in payment value. Growth was strongest in business-to-business remittances, payroll disbursements, and cross-border settlement, signalling that enterprises are increasingly comfortable handling operational flows in tokenized dollars.
Payment providers, fintechs, and remittance companies have continued adding stablecoin capabilities in new geographies. Firms such as regional facilitators and licensed remitters have been expanding their coverage, opening more international corridors and allowing businesses to send and receive stablecoin payments in markets that previously lacked efficient cross-border options.
How Subscribe fits into enterprise billing strategies
For large organizations, adding stablecoin subscriptions is not just a technical upgrade; it can become part of a broader strategy to diversify payment methods and reach new customer segments. Companies serving global user bases-especially in emerging markets with unstable banking infrastructure or limited card penetration-can offer stablecoin billing as a reliable alternative to local payment rails.
Enterprise finance teams, meanwhile, get additional flexibility in treasury management. Stablecoin inflows can be converted into fiat, held as digital dollars for future on-chain operations, or used for direct payments to suppliers and contractors. This can be particularly valuable for companies working with distributed teams or paying partners in regions where traditional banking is slow, expensive, or unreliable.
Key benefits for different types of businesses
Different industries can leverage Subscribe in distinct ways:
– SaaS and digital services can reduce involuntary churn from card failures, streamline cross-border subscriptions, and appeal to crypto-native users who prefer to pay in stablecoins.
– Trading and investment platforms can align their revenue model with the assets their customers already hold, allowing users to pay for subscriptions, premium tools, or funded accounts directly in USDC or USDG.
– Marketplaces and creator platforms can introduce stablecoin-based memberships or recurring support tiers, enabling global audiences to pay without the friction of bank cards and local currency constraints.
– Remote-first companies can simplify recurring billing and payouts across multiple jurisdictions, using the same stablecoin rails for both subscription income and disbursements.
Risk management, compliance, and integration issues
Adopting stablecoin subscriptions is not without challenges. Enterprises must consider how stablecoin flows fit into their compliance posture, tax reporting, and risk frameworks. Working with an infrastructure provider that already addresses KYC/AML, reporting, and reconciliation requirements can lower the barrier to entry versus building from scratch.
On the technical side, integration depth matters. APIs, webhooks, and robust documentation are essential if businesses want to embed recurring stablecoin billing into their existing ERP, CRM, and accounting stacks. The ability to map on-chain events to internal customer records, invoices, and revenue schedules is key for auditability and financial control.
Subscribe’s approach-pricing plans in dollars, integrating with hundreds of wallets, and consolidating reporting in a single dashboard-is aimed at solving exactly these enterprise pain points. By abstracting blockchain complexity away from end-users and finance teams, the platform positions stablecoins as just another, more efficient settlement layer beneath familiar billing processes.
The competitive landscape for crypto subscriptions
The move into stablecoin subscriptions places Confirmo in an emerging competitive space where payment providers, fintech startups, and crypto-native gateways are racing to standardize recurring billing on-chain. Some competitors focus on protocol-level automation, while others emphasize no-code tools for creators and small businesses.
Where Subscribe differentiates itself is in its enterprise orientation: support for exchanges and wallets in one flow, collaboration with large merchants during design, and alignment with regulated stablecoin issuers and infrastructure partners. This focus makes it particularly relevant for mid-market and large-scale companies that require reliability, compliance, and detailed operational control.
Outlook: from payment method to payment model
As digital assets and stablecoins steadily integrate into mainstream finance, recurring payments are likely to become one of the most impactful use cases. For many businesses, a significant share of revenue depends on predictable, automated billing. Translating that model into the stablecoin world could unlock new markets and reduce structural costs in ways that one-off crypto payments cannot.
Subscribe is positioned as a bridge between these two realities: familiar subscription economics on the front end, and modern, on-chain settlement rails underneath. If adoption continues along current trends-both in the subscription economy and in real-world stablecoin usage-stablecoin-based billing may evolve from a niche payment option into a standard feature of enterprise payment stacks worldwide.